may i borrow
chooto kairitte ii desuka
"Julia, may I borrow your eraser?"
"Julia, may i borrow your eraser?"
You mean 'borrow'. Can I borrow <thing here> would be: <thing here> wo karite ii desu ka?'.
The japanese first borrowed from the Chinese. Then they simplified the chinese characters into the 50 'kanas'
Julia, may I borrow your eraser?
Yeah, just say. "May I borrow your book?"
Chinese has different sounds, lettering, and meanings to their writings. Japanese is the same way but Japanese do borrow the Chinese lettering from the Chinese and but the Japanese do have their own pronunciation for it. They are still different languages.
No. You cannot borrow from an IRA period. (You may borrow from some 401k plans, w/o penalty).